Frequently asked questions about Wills & Estate Planning
Making decisions about your Will, Powers of Attorney, or estate planning can raise lots of questions. Below are answers to some of the most common questions I’m asked by clients across Beaconsfield, Amersham, and the wider Chilterns.
Do I need a Will in the UK?
If you own property, have savings, children, or simply want control over what happens after you die, having a Will is strongly recommended.
A Will allows you to:
- Decide who inherits your estate
- Appoint guardians for any minor children
- Choose your executors
- Reduce the risk of disputes or delays
Without a Will, your estate will be distributed according to the rules of intestacy, which may not reflect your wishes.
What happens if I die without a Will?
If you die without a valid Will in England and Wales, the law will decide for you who will inherit your estate under the intestacy rules. This may not be in line with your wishes.
This can mean:
- Unmarried partners receive nothing, automatically
- Children may inherit at an age you wouldn’t have chosen (at 18)
- Delays and additional stress for your family
- Less flexibility around tax planning
Many clients are surprised by how rigid these rules are, which is why making a Will is so important.
How much does it cost to make a Will?
The cost of making a Will depends on your individual circumstances, such as whether your estate is straightforward or more complex.
A reputable Will writer should always:
- Offer clear, transparent fees
- Explain what’s included
- Avoid hidden extras
At Chiltern Wills, I provide fixed-fee services instead of using traditional hourly rates, so you will know exactly what to expect in terms of costs, from the outset.
How often should I update my Will?
It’s a good idea to review your Will every 3-5 years, and especially after major life events such as:
- Marriage or divorce
- Buying or selling property
- Having children or grandchildren
- Significant changes to finances
- The death or incapacity of a beneficiary, executor or guardian
Even small changes in circumstances can make a big difference to whether your Will still reflects your wishes.
Can I write my own Will or use an online Will service?
While DIY and online Wills may seem convenient and low-cost, they can carry risks if they’re not drafted correctly.
Common issues include:
- Invalid wording
- Missing key provisions
- Failure to reflect changes in the law
- Failure to cover all eventualities
- Unintended tax consequences
Many clients come to Chiltern Wills after realising that their DIY Will may not do what they thought. Professional advice will ensure your Will is legally valid and tailored to your situation.
What is a Lasting Power of Attorney and do I need one?
A Lasting Power of Attorney allows you to appoint someone you trust to make decisions on your behalf if you lose mental capacity.
There are two types:
- Property & Financial Affairs LPA
- Health & Welfare LPA
LPAs are just as important as a Will, yet many people delay putting them in place. Without an LPA, your family may need to apply to the Court of Protection, which can be time-consuming and stressful.
Do I need a solicitor to make a Will or LPA?
You don’t always need a solicitor, but you should always use someone who is:
- Properly qualified
- Experienced in estate planning
- Fully insured
- Able to explain things clearly
What matters most is that your documents are legally sound and properly reflect your wishes.
What is probate and when is it needed?
Probate is the legal process of dealing with someone’s estate after they die.
It may be needed to:
- Collect in assets
- Pay debts and taxes
- Sell or transfer a house
- Distribute the estate to beneficiaries
Not every estate requires probate, but many do. Chiltern Wills can provide guidance on whether probate is needed and what steps are involved in obtaining it.
Do you offer appointments near Beaconsfield, Amersham and Gerrards Cross?
Yes. I work with clients across Beaconsfield, Amersham Gerrards Cross, the Chalfonts, and the wider Buckinghamshire area. I also regularly see clients further afield, in London and all over England & Wales, usually via virtual appointments over Teams.
Appointments can be:
- In person
- Or via video call if preferred
This flexibility makes the process as straightforward and convenient as possible.
How do I get started?
The first step is simply to get in touch for a brief initial discussion and a quote. This gives you the chance to ask questions, explain your circumstances, and understand how the process works — without pressure or obligation.
About Chiltern Wills
Chiltern Wills provides clear, professional Will writing and estate planning services for individuals and families across Buckinghamshire and beyond. I focus on practical advice, transparent fees, and making complex legal matters easy to understand.
Rebecca D’Arcy, Chiltern Wills LLP
